How to make a budget in Moneydance: Easy budget management Unlike other products, the bill pay feature is offered free of charge. This makes reconciling your bank statements and paying your bills a breeze. This personal finance software can synchronize your records with transactions downloaded from your bank (using OFX, QFX, or QIF files). This product is supported by Windows, Mac, and Linux operating systems. This, however, is not a paid post and the opinions are 100% mine. I should note that my money was subsequently refunded and I was offered a free product when they found out I was a personal finance blogger. After my research and trial, I purchased a personal copy of Moneydance.